Fleet Mortgages reduces two-year fixed-rate pricing
15 April 2026
Fleet Mortgages, the buy-to-let specialist lender, has today (15th April 2026) announced rate reductions of 20 basis points (bps) on its range of 75% LTV two-year, fixed-rate mortgage products.
Within both its Standard and Limited Company ranges, the two-year, fixed-rate products have been reduced to 4.29% from 4.49%. Both products come with a free valuation, an application fee of £199, and a 3% completion fee (minimum of £750)
Fleet’s HMO/MUFB two-year fixed-rate mortgage has been reduced to 4.59% from 4.79%. It also comes with £1,000 cashback, plus an application fee of £199 and a 3% completion fee (minimum of £750).
The revised fixed-rate pricing following on from the lender’s launch of new two-year trackers last week across all three core ranges – Standard, Limited Company and HMO/MUFB.
Within both the Standard and Limited Company ranges, the new two-year tracker products are available at Bank Base Rate (BBR) plus 0.75%, with a current price of 4.5%. The HMO/MUFB two-year tracker is available at BBR plus 1.4%, with a current price of 5.15%.
For further information on all Fleet Mortgages’ products, please visit: www.fleetmortgages.co.uk/products/
Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:
“It’s positive to be able to follow last week’s tracker launch with these reductions across our two-year fixed-rate products, particularly given the backdrop of ongoing rate volatility. We are very aware advisers and landlord borrowers are having to assess their options carefully, balancing short-term pricing, swap rates and expectations for Bank Base Rate against each other, and these changes are designed to ensure our fixed-rate products remain competitive within that mix.
“At the same time, maintaining a broad spread of options across Standard, Limited Company and HMO/MUFB lending is key. Different landlord borrowers will have different priorities, whether that’s certainty of payment or flexibility, and it’s important we continue to support them with solutions that reflect that. These latest changes are about giving brokers the ability to place cases with confidence, knowing they have access to strong pricing and a range that can meet varied landlord requirements.”
