Comment: UK Finance’s Buy-to-let Mortgage Market Update
15 April 2026
Commenting on UK Finance’s Buy-to-let Mortgage Market Update – Q4 2025, Louisa Sedgwick, Managing Director of Mortgages at Paragon Bank, said:
“UK Finance’s Q4 2025 figures indicate that landlord confidence was beginning to improve towards the end of last year. The data shows a clear pickup in activity, with both lending volumes and values up materially on the same quarter in the previous year.
“While the figures pre-date the latest rise in geopolitical tensions and the resulting pressure on rates and mortgage pricing, they still point to underlying resilience in the sector. Where conditions are stable and returns remain viable, landlords continue to invest against a backdrop of sustained demand for rented homes and limited supply.”
