TwentyCi comments on inflation

22 April 2026

Colin Bradshaw, CEO at TwentyCi says:

“Today’s rise in inflation, driven largely by energy and transport costs linked to ongoing geopolitical tensions, reinforces the likelihood that interest rates will remain higher for longer, sustaining pressure on mortgage affordability and lender pricing strategies. We’re already seeing the impact of swap rate volatility feeding through into the market, with widespread product withdrawals and fixed rates moving back above 5% for many borrowers. While inflationary pressures are clearly weighing on household finances and dampening new buyer enquiries, TwentyCi data suggests the property market remains relatively resilient overall. Activity is beginning to cool, particularly in London and the South East, but transaction levels are still expected to outperform 2024, with committed buyers continuing to progress despite a more challenging lending environment.”