Visionary Finance completes £25.5 Million Ultra High-Net Worth lending facility on prime Holland Park residence

23 April 2026

Visionary Finance has successfully structured and completed a £25.5 million lending facility for an Ultra High Net Worth (UHNW) Indian National residing in the Middle East, secured against a £42.5 million prime residential property on one of the most prestigious roads in London.

The borrower was introduced by one of their professional partners in the United Arab Emirates (UAE), who approached Visionary Finance to assist their client in securing enhanced lending terms on their UK residence. Although the client had already received indicative terms directly from a lender, Visionary Finance was mandated to restructure and materially improve the financing package.

Following a detailed assessment of the client’s complex cross-border income structure and international profile, Visionary Finance secured a £25.5 million lending facility from an international private bank on a 10-year interest-only term with a margin of 1.15% over Bank Base Rate (BBR), with no information relating to Assets Under Management (AUM) required.

The facility refinances the existing mortgage with a capital raise to cover the costs of recent significant development works to the property. It represents a highly successful outcome in the Prime Central London market, particularly given the complex process, bespoke underwriting required to accommodate the client’s sophisticated income streams and expatriate status.

This transaction reinforces Visionary Finance’s position as a leading advisor to HNW & UHNW clients, including those who are international based, seeking UK property finance solutions. Navigating multi-jurisdictional income, offshore structures, and lender appetite at this level requires deep market access and structuring expertise.

Hiten Ganatra, Managing Director of Visionary Finance, commented:

“When dealing with UHNW clients, the difference between indicative terms and optimised execution can be substantial. Our role was to interrogate the initial proposal, understand the client’s wider balance sheet and long-term objectives, and leverage our lender relationships to deliver materially stronger terms.

“Cases involving international clients often require careful presentation of layered income streams, corporate holdings and overseas assets. By structuring the deal correctly from the outset and working closely with our introducer partner, we were able to deliver a market-leading outcome.”

Visionary Finance continues to advise High Net Worth (HNW) and Ultra High Net Worth (UHNW) individuals on bespoke UK property finance solutions, with a particular focus on complex expat requirements, large-ticket lending, and structured facilities above £5 million. This transaction also highlights the strength of Visionary Finance’s relationships with its strategic partners.