Buckinghamshire Building Society launches new 3-Year Fixed range to give brokers greater choice

30 April 2026

New products designed to bridge the gap between traditional 2-year and 5-year fixed options, alongside rate cut on Credit Revive range

Buckinghamshire Building Society has today launched a new range of 3-Year Fixed mortgage products, giving brokers and their clients greater flexibility at a time when many borrowers are seeking certainty without committing to a longer-term fixed period.

The new products have been introduced in response to continued demand for more choice beyond the standard 2-year and 5-year fixed options typically available in the market. By offering a middle-ground solution, the Society is helping brokers tailor recommendations more closely to individual client needs and circumstances.

The new 3-Year Fixed products include:
Everyday Residential First Time Buyer up to 95% LTV, 5.99%, no product fee
Everyday Residential Next Time Buyers up to 95% LTV, 5.99%, £999 product fee
Retirement up to 75% LTV, 6.05%, £999 product fee
Retirement Interest Only (RIO) up to 60% LTV, 6.05%, £499 product fee

In addition, Buckinghamshire Building Society has reduced the rate on its Credit Revive up to 70% LTV 2-year discounted product to 5.79% from 5.99%. The product carries a £999 fee.

The launch reinforces the Society’s commitment to supporting intermediaries with practical solutions that reflect changing borrower priorities, whether that means helping first-time buyers maximise affordability, supporting later life lending needs or assisting clients looking to rebuild their credit profile.

Claire Askham, Head of Mortgage Sales at Buckinghamshire Building Society, said:

“Brokers tell us time and again that one size rarely fits all. While 2-year and 5-year fixed products remain popular, many clients are looking for something in between – a product that offers payment security for longer than two years, without the commitment of fixing for five.

“Our new 3-Year Fixed range has been designed to give brokers more flexibility when placing cases, whether they are helping a first-time buyer take their first step onto the ladder, supporting a customer in later life, or finding the right fit for a mainstream residential borrower.

“Alongside this, our reduced Credit Revive rate demonstrates our ongoing commitment to borrowers who may need a more considered approach. Through manual underwriting and The Bucks Way of lending, we remain focused on helping brokers find solutions for a wide range of client circumstances.”

For more information, visit: https://www.bucksbs.co.uk/intermediaries