Foundation expands range with new Buy to Let products
01 May 2026
1 May 2026 - Foundation, the intermediary-only specialist lender, has today (1st May 2026) announced a further expansion of its buy to let product range, offering new Green, HMO, MUFB, Holiday Let and Expat options.
The lender said the move reflects both ongoing market conditions and continued demand from landlord borrowers for more choice across a range of property types and borrower profiles, in particular in the more specialist areas of buy to let.
Foundation has launched a new Green Standard HMO product with a rate of 5.59% and a 4% fee. This comes with the added incentive of £500 cashback and no application fee for properties with an A-C EPC rating.
In addition, the lender is introducing two new five-year fixed-rate product options for more specialist cases covering both multi-unit freehold blocks (MUFB) and holiday lets. Both feature a flat fee of £4,995. The MUFB product comes with a rate of 6.24% and the Holiday Let is priced at 6.34%.
Foundation said these products would appeal to landlords financing more complex property types with larger loan sizes.
Foundation has also made changes within its Expat offering. This includes the launch of a new F2 –two-year fixed-rate product, priced at 6.34% with a 1.5% fee.
Finally, within its F1 range - for clients with an almost clean credit history - Foundation has launched a new Green five-year fixed-rate, offered at 5.49%, with a 5% fee. The Green range is available on properties which have an A-C EPC rating, and this product comes with a free valuation and no application fee.
Foundation said the changes come against a backdrop of continued market volatility, but it remains focused on providing brokers with a broad and flexible product range, allowing them to place a wide variety of landlord cases, from standard buy to let through to more specialist scenarios.
These new products follow last week’s launch of new specialist products covering both Large HMO and Short-Term Let, and rate reductions on selected products across the Buy to Let range.
Grant Hendry, Director of Sales at Foundation, commented:
“In the current market, brokers need a lender that can offer both consistency and breadth of product, particularly as landlord cases become more varied and often more complex. These latest additions are about making sure brokers have the right options available, whether they are placing standard buy to let business or working across more specialist areas such as HMOs, MUFBs or holiday lets.
“We’re also seeing continued interest in expat borrowing, and it’s important we keep that range competitive while still reflecting wider market movements. At the same time, the introduction of new Green products is another step in supporting landlords who have improved existing properties or are targeting more energy-efficient investments from the outset.
“Ultimately, this is about giving brokers clarity and choice. In a market that can move quickly, having a lender that sets out its proposition clearly and maintains a strong spread of products can make a real difference to how efficiently brokers are able to place cases and deliver for their clients.”
Learn more: www.foundationlending.co.uk
