GB Bank completes £1.5m HMO refinance to support portfolio growth

05 May 2026

GB Bank has completed a £1.5 million refinance for an experienced borrower with a strong portfolio of Houses in Multiple Occupation (HMOs), supporting their continued expansion strategy.

The facility refinanced an existing bridging loan onto a traditional buy-to-let term structure, while also incorporating an equity release element. This enabled the borrower to unlock capital and reinvest into further acquisitions, continuing to scale their portfolio under a proven model.

The transaction was introduced by Sy Nathan at Dynamo, who presented the case clearly and worked collaboratively throughout the process to ensure a smooth delivery.

The deal team at GB Bank included Adnan Ali, Stefanos Petrou, Manasi Nayyar and Hrishikesh Tendulkar.

GB Bank is a UK-licensed specialist lender empowering ambitious property investments with finance solutions. GB Bank provides lending up to £20 million in tailored funding for UK companies, individual investors, and foreign nationals. This includes those with complex structures, unique properties, or unconventional borrowing needs.

Adnan Ali, Head of Relationship Management at GB Bank, commented:

“This was a great example of how we can support experienced landlords in strengthening and growing their portfolios.

“By refinancing onto a term facility and releasing equity, we were able to provide a solution that offers both stability and the flexibility to reinvest, enabling the borrower to continue scaling with confidence.”

Sy Nathan, Broker at Dynamo, added:

“In today's complex lending landscape, high net worth clients demand more than off-the-shelf solutions they demand a partner who can move fast, think creatively, and deliver. Whether it's structuring a complex case others would walk away from, or securing a bespoke product that simply isn't available on the open market, Adnan and team consistently deliver and they do it with speed and efficiency that our clients expect.

“This isn't just a lending relationship; it's a long-term partnership that directly translates into exceptional outcomes for the people who trust us."