Mansfield extends Credit Repair Range to 75%LTV

05 May 2026

Mansfield Building Society has increased the maximum loan to value on its Credit Repair Range from 70% to 75% LTV.

The Society’s Credit Repair products are aimed at borrowers with adverse credit characteristics, including:

• Defaults from 3 months (max £2,500 for credit defaults)
• Active IVAs and Debt Management Plans (DMPs) from 6 months
• Active CCJs from 12 months (max £6,000 in last 36 months)
• Discharged Bankrupts from Day 1
• Missed payments up to status 5 in the last 12 months on credit cards, phone plans and utilities

Head of Sales, Tom Denman-Molloy, said that by extending the maximum loan to value, the Society could provide more opportunities for brokers and their clients:

“Taking our Credit Repair criteria to 75% LTV will help more borrowers with complex credit at higher LTVs access our flexible approach to lending.

Not only can we accept a variety of adverse credit scenarios, we can also empower these borrowers by allowing them to consolidate debts or raise funds too.

And with our new DigiHome broker portal, we can balance our very human approach to complex lending with a streamlined and intuitive DIP and application process.

As well as being a can-do lender for complex cases, we’re also providing an efficient online experience, significantly reducing the burden for brokers.”