LiveMore comments on ERC quarterly data

05 May 2026

Simon Webb, managing director of capital markets and finance at LiveMore, commented:

“While equity release lending has slowed, we welcome the FCA’s upcoming Later Life Mortgages Market Study and its desire to open up the later life lending market and improve access for borrowers. At LiveMore, we believe advice in this space must be truly holistic - clear, balanced and tailored to a borrower’s individual circumstances.

“Equity release can be an important solution for some, but it’s not the only option. Retirement interest only and standard term-based mortgages (interest only, capital and interest repayment and part and part) can all provide a more viable solution for some borrowers than equity release.

“Customers should be supported to consider the full range of products available, ensuring they make informed decisions that best suit their needs. And likewise, we shouldn’t use equity release as the sole indicator of market growth – increased knowledge of alternative products will undoubtedly impact equity release lending figures going forward.”