Refurbishment Finance providing Forward-Funded Build Costs!

07 May 2026

Are you looking for a Refurbishment Bridging loan which gives you cash in-hand to kick-start the works? In addition to providing funds towards the acquisition, a further amount is provided On Day 1 to be utilised on works, with the balance then forward-funded, in tranches.

Up to 75% LTV NET towards the acquisition, based on OMV.
Then 100% Cost of Works, with typically 25% provided on Day 1 and the balance in pre-agreed tranches.
Subject to a maximum of 70% LTGDV, based on OMV.

2% Arrangement Fee (subject to a minimum of £2,500),
Interest at 0.89% pcm,
No Exit Fees,
£995 Lender Admin Fee,
No additional Broker Fees.

Title Insurance can be utilised for swift completion.
Desktops & AVM’s can be utilised at the underwriters discretion.
QS not typically required on light refurbishments where Cost of Works is less than £60k.
Dual Representation can be utilised.
No upfront legal fee undertaking.

Applicants must have a clean credit history, with relevant experience & owning their own home.

Minimum Day 1 loan amount £50k, and minimum property value £75k.

For residential Refurbishment projects in England, Scotland & Wales.

We'd be delighted to discuss your project today.

With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today.

Visit our Website
Call Positive today on 0161 763 0321
info@positivecommercialfinance.co.uk