Fleet Mortgages reintroduces zero-fee and fixed-fee five-year fixes

12 May 2026

Fleet Mortgages, the buy-to-let specialist lender, has today (12th May 2026) announced the reintroduction of both zero-fee and fixed-fee, five-year fixed-rate mortgages.

Available across both its Standard and Limited Company product ranges and available for purchase and remortgage, the 75% LTV products come with either a rate of 5.89% for the zero-fee option, or 5.59% for the fixed £3,999 fee option.

Both products have a £25,001 minimum loan option, while the fixed-fee mortgage has a maximum loan size of £750k. There is a free valuation available for properties up to £500k, and an application fee of £199 for each.

Fleet said the products provided options to landlords who either wanted to cut upfront costs and not add fees to the overall loan, or those who were seeking a cheaper rate/higher fee option.

For further information on all Fleet Mortgages’ products, please visit: www.fleetmortgages.co.uk/products/

Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:

“By reintroducing these product options, we can offer advisers and their landlord clients further choice depending on how they want to structure their borrowing. Some will want to keep upfront costs as low as possible, particularly in the current environment, while others will be focused on securing a lower rate over the fixed term, even if that means paying a higher fee at the outset.

“By reintroducing both zero-fee and fixed-fee products, we are ensuring advisers and their clients can select the approach that best fits their financial position and investment plans.”