Hope Capital Property Finance Completes Two Refinance Facilities Totaling £6 Million

14 May 2026

Hope Capital Property Finance has delivered £6m in refinancing across four sought-after residential properties in Formby, Merseyside, a coastal town renowned for its beaches and affluent neighborhoods. Working hand-in-hand with broker partner Melius Commercial, Hope Capital Property Finance provided tailored funding solutions that demonstrate its strength in supporting strategic property investments across the UK.

The borrower was an experienced developer with several projects already successfully completed. They were looking for a refinance agreement while they had the completed properties up for sale – which would enable them to navigate the current slower sales market and heightened cost pressures.

The refinance agreement was structured as a development exit facility, which means the original development loan was refinanced to give the developer additional time to achieve optimum sales values on the properties.

Both facilities were handled by National Account Manager David Weir, with underwriting led by Senior Underwriter Andrew Bate, ensuring each transaction progressed smoothly from enquiry through to completion. The strengthened strategic relationship with Melius Commercial supported consistent communication throughout both cases.

Andrew Bate, Senior Underwriter at Hope Capital Property Finance, said:

“These refinance agreements demonstrate what can be achieved when communication is aligned and all parties are focused on the same outcome. Working closely with Melius Commercial allowed us to move efficiently and provide the clarity and competitiveness each borrower needed to complete with confidence.”

Thomas Singleton, Director at Melius Commercial, commented:

“This particular transaction presented a number of complexities, including tight time constraints and two of the units being held under a single title. However, with the support of David and Andrew and the whole team at Hope Capital Property Finance, we were able to secure the refinance in a timely manner which led to a smooth transaction and a happy borrower.”

These two completions underline Hope Capital Property Finance’s commitment to decisive lending, competitive structuring, and delivering solutions that allow borrowers to progress without delay.

To find out more about Hope Capital Property Finance and its extensive product range call 0151 523 5998 or email: newdeals@hope-capital.co.uk