ROMA FINANCE COMPLETES STANDOUT SIX DAY BUY TO LET DEAL ON DUAL ASSET STRUCTURE

18 May 2026

Roma Finance has completed a £1.3m buy to let facility in just six days, delivering an exceptional turnaround on a complex dual asset transaction.

The borrowers faced an imminent deadline to refinance their existing development exit loan and avoid significant penalty charges, requiring a lender capable of acting decisively across two investment properties:

an 11 bed MUFB (multi‑unit freehold block) in Bedford, formerly a family owned doctor’s surgery now converted into residential accommodation
a detached single family home let on an AST (Assured Shorthold Tenancy)

Once the borrower’s requirements were fully assessed, alongside their strong asset‑backed position, moderate leverage and clear refinance exit strategy, Roma was able to progress immediately with confident, informed decision‑making. An AVM supported the underwriting process, allowing the team to maintain momentum without compromising on diligence.

Roma’s people‑first approach played a key role in delivering the outcome. Rather than assessing the case solely against standard lending criteria, the team focused on understanding the borrowers’ circumstances, timelines and objectives. This allowed Roma to take a practical, solution‑led approach and deliver within the required timeframe.

The case was introduced to Roma’s Senior Business Development Manager George Tuffin, with underwriting led by Adam Evans. Working collaboratively throughout the process, all parties ensured the borrowers were able to consolidate borrowing across both assets under a new buy-to-let structure.

Adam Evans, Senior Underwriter at Roma Finance, said:

“We were extremely happy to deliver a solution in this time‑sensitive case. The borrowers were in a strong asset‑backed position with reasonable leverage and had a clear, credible BTL refinance exit, which enabled us to move quickly and confidently. This demonstrates that the team here at Roma has the experience and capability to deliver results when faced with high‑pressure, time‑sensitive transactions. Our focus is always on delivering swift, accurate decisions that give borrowers certainty when they need it most.”

George Tuffin, Senior Business Development Manager at Roma Finance, added:

“It was great to work with the introducer on this case. We’ve built a really strong relationship and that trust meant we were able to move quickly and collaboratively from day one. Their clear communication and thorough packaging made a huge difference, especially on a time‑sensitive deal like this. We’re always proud to support brokers who share our commitment to delivering fast, reliable outcomes for their clients.”