Hope Capital Completes Two Purchase & Refurb Facilities in Merseyside

21 May 2026

Hope Capital Property Finance has delivered two purchase and refurb facilities in Merseyside for an experienced property developer, completed in close collaboration with Melius Commercial. Both transactions were structured to provide clarity, speed, and competitive leverage, supported by dual legal representation and direct access to decision makers.

The first purchase-and-refurb was a residential auction purchase which took advantage of our Max Net product. This was perfect in this situation as it gave the borrower maximum upfront liquidity, with an initial drawdown so there were no delays in starting the refurbishment project. We were also able to offer funding on a 75% LTV at a rate of 0.89%. With it being an auction purchase, the facility was completed in a timely manner with our team completing a desktop valuation.

The second purchase-and-refurb for the experienced property developer utilised our Dual+ product. Through Dual+, we were able to offer 75% LTV at a very competitive rate of 0.79%. We were also able to complete a desktop valuation which sped up the turnaround time.

Dual+ is aimed at borrowers requiring fast, reliable funding; time is saved because once an application is received, the valuation is immediately carried out by our packaging team, along with instructing legals utilising our established solicitor relationships operating under dual legal representation. This approach delivers faster turnaround times, cost savings and a more streamlined legal process for the borrower.

In this case we worked with our solicitor parter Dutton Gregory, Tom Whatley, Associate Solicitor said: “Dual Representation is an excellent way of ensuring timely completions, we are delighted as always to partner with Hope Capital Property Finance on another successful bridging loan.”

Both facilities were handled by National Account Manager David Weir, with underwriting led by Underwriter Rachael Flynn, ensuring each transaction progressed smoothly from enquiry through to completion. The strong strategic relationship with Melius Commercial supported consistent communication throughout both cases.

David Weir, National Account Manager, said:

"These cases demonstrate the strength of clear communication and our ability to tailor structures around borrower needs. Working closely with Melius Commercial allowed us to move quickly, provide clarity at every stage, and deliver the certainty both borrowers needed to progress confidently."

Thomas Singleton, Director at Melius Commercial, commented:

“It was fantastic to work once again with Hope Capital Property Finance on these agreements for our borrower. These cases both had their challenges, including tight turnaround times due to it being an auction purchase but David and Rachael handled it brilliantly and everyone was very happy with the end result.”

These two completions underline Hope Capital’s commitment to decisive lending, competitive structuring, and delivering solutions that allow borrowers to progress without delay.

To find out more about Hope Capital Property Finance and its extensive product range call 0151 523 5998 or email: newdeals@hope-capital.co.uk