Buckinghamshire Building Society expands BTL and Holiday Let proposition with higher loan limits and new fixed rates

21 May 2026

Buckinghamshire Building Society has expanded its buy-to-let, holiday let and expat lending proposition with increased maximum loan sizes, the reintroduction of selected fixed-rate products and the launch of new limited company SPV products.

Effective immediately, the Society has increased the maximum loan amount across its entire BTL and holiday let product range from £500,000 to £750,000, providing brokers with greater flexibility for investment cases.

In addition, the Society will now accept expat mortgage applications from residents in Hong Kong (excluding BNO status), broadening access to its specialist expat proposition.

Alongside these changes, Buckinghamshire Building Society has launched a number of new limited company SPV products, including:

BTL 3-year fixed at 6.19% up to 80% LTV
Expat BTL 3-year fixed at 6.29% up to 80% LTV
Holiday Let 2-year fixed at 6.09% up to 75% LTV
Expat Holiday Let 2-year fixed at 6.19% up to 75% LTV

(All products carry a £1,500 fee)

The changes build on the Society’s recent refresh of its Everyday and Expat buy-to-let proposition, and is encouraging brokers to consider the benefits of three-year fixed products for landlords seeking a balance between medium-term rate certainty and flexibility in a market where investment decisions continue to evolve.

Claire Askham, Head of Mortgage Sales at Buckinghamshire Building Society, said:

“We’ve seen continued appetite from landlords and expat investors who are looking for greater flexibility, larger loan sizes and products that reflect how the market is evolving.

“Increasing our maximum loan size to £750,000 gives brokers more options for larger cases, while the launch of these new fixed-rate SPV products helps support landlords who want a degree of payment certainty without necessarily committing to longer-term fixes.

“We’re also pleased to extend our expat proposition further by accepting applications from Hong Kong residents, an area where we continue to see growing interest in UK property investment.”

For more information, visit: https://www.bucksbs.co.uk/intermediaries