Rely completes remortgage in record 5 days

21 May 2026

Specialist buy to let lender Rely has completed a remortgage in just five days, from application in principle to funds being released, demonstrating the lender’s ability to deliver both speed and certainty on more specialist cases.

The case involved a single ex-local authority flat for a non-portfolio landlord. The borrower had originally acquired the property using bridging finance, carrying out refurbishment works before seeking a longer-term exit through a remortgage with Rely.

The case was progressed through a physical valuation and manual underwriting, with Rely BDM Helen Comben working closely with Solomon Steiner, the broker at Mynt Finance, to maintain momentum throughout.

While ex-local authority properties can sometimes present complexities, this case progressed smoothly, highlighting Rely’s practical approach to underwriting and case assessment.

The transaction highlights the growing role of bridging finance as a tool for investors looking to acquire and enhance property before refinancing, which is reflected in market data from Bridging Trends that shows around 20% of all bridging loans in Q1 2026 were used for investment purposes

By combining underwriting expertise with a proactive approach to case management, Rely was able to deliver a rapid turnaround, enabling the borrower to exit their bridge quickly and secure longer-term financial stability.

Adrian Moloney, Group Lending Distribution Director, Rely, said:

“Timelines and certainty are critical for landlords looking to transition from short-term finance to a longer-term solution. This case is a strong example of how close collaboration between broker and lender, combined with a pragmatic approach, can deliver exceptional outcomes at speed.”

Solomon Steiner, Mortgage Broker, Mynt Finance, said:

“From the outset, the process was clear and well managed by the Rely team, which played a key role in achieving such a fast turnaround. Rely’s BDM, Helen Comben was extremely supportive, responsive and actively involved throughout. To get this over the line in only five working days and to the client’s requirements was exceptional.”