Hanley Intermediaries cuts rates across residential, RIO and self-build ranges by up to 0.65%

27 May 2026

Hanley Intermediaries has cut rates across its residential, retirement interest only (RIO) and self-build mortgage ranges by up to 0.65%.

These reductions include a number of headline products aimed at supporting borrowers across a variety of lending needs and life stages.

Highlights of this extensive round of reductions include:

• Residential - Hanley has cut the rate on its 95% LTV two-year variable discount mortgage from 6.32% to 5.77%. This represents a 1.97% discount from the Society’s standard variable rate of 7.74%.
• Self-build – Hanley has reduced its two-year BuildLoan Exclusive ECO variable discount mortgage from 6.21% to 5.56%. This represents a 2.18% discount from the Society’s standard variable rate of 7.74% and is available up to 80% LTV.
• RIO - Hanley has lowered the headline rate on its two-year retirement interest-only variable discount mortgage from 5.93% to 5.29%. This represents a 2.45% discount from the Society’s standard variable rate of 7.74% and is available up to 70% LTV.

The changes form part of the Society’s ongoing commitment to supporting borrowers and intermediary partners with competitive options across both mainstream and specialist lending sectors.

Each case will be assessed on an individual basis by the in-house underwriting team, meaning no credit scoring, and the product is available through the Hanley Economic Building Society branch network and selected intermediary channels.

David Lownds, Head of Products and Marketing at Hanley Economic Building Society, commented:

“Market conditions have continued to improve in recent months and we are seeing growing levels of engagement from a range of borrowers who are actively reviewing their options again, whether they are first-time buyers, self-build customers or those planning later life borrowing needs.

“These latest reductions are not simply about reacting to pricing movements elsewhere in the market. They reflect the importance of maintaining product choice across different borrower groups at a time when affordability remains a key consideration for many households.

“We continue to see strong value in specialist areas such as self-build and RIO, where advice plays a particularly important role. Borrowers in these sectors often require a more considered and flexible approach and it remains important that advisers have access to competitive solutions which can support a broad range of circumstances.”