Molo reduces BTL rates across Standard, HMO and MUFB products

02 June 2026

UK Residents Standard BTL rates start from 3.05% and 3.16% on HMO and MUFB

News Highlights

• Molo reduces buy-to-let fixed rates by up to 10bps on products for UK Residents
• Standard BTL rates start from 3.05% on two-year fixed rates, available for individuals and limited companies
• Specialist product rates for HMO and MUFB start from 3.16%.
• Non-UK resident and Expat pricing now starts from 4.84% and 4.58%

Tuesday, 2nd June 2026: Molo, the specialist mortgage lender serving UK and overseas landlords, has announced pricing improvements across its UK resident buy-to-let (BTL) range, with reductions of up to 5 basis-points (bps) on standard BTL range and up to 10 bps across HMO & MUFB offerings. This follows the launch of the Semi-Commercial range last month.

Effective immediately, Molo’s UK-resident BTL rates now start from 3.05% for a two-year fixed at 75% LTV, available to both individual and limited company borrowers. Five-year fixed rates start from 4.75%.

Across the Specialist range, HMO & MUFB pricing has also been reduced, with two-year fixes from 3.16% and five-year fixes from 4.84%. There remains no premium for larger properties (6+ rooms/units).

Rates for non-UK residents and expat borrowers remain unchanged with rates starting from 4.78% and 4.58% retrospectively.

The changes underscore Molo’s focus on delivering competitive pricing and supporting brokers as market conditions continue to evolve.

Molo’s Distribution Director, Martin Sims, comments,

“As market conditions continue to shift, maintaining competitive pricing is key. These latest reductions ensure we remain well-positioned to support brokers and their landlord clients across a broad spectrum of buy-to-let needs, from straightforward cases to more complex property types.”

Molo’s full range of product guides for UK Resident, Non-UK Resident and Expat will be updated and available for viewing from 2nd June 2026.