Omni Protect appoints Caspian Insurance as endorsed protection referral partner

04 June 2026

Omni Protect, Fintel's whole of market premium protection club proposition, has today announced a partnership with award-winning brokerage Caspian Insurance to provide a referral service for its firms.

The partnership positions Caspian as the referral partner of choice for firms that opt not to write their own protection business, providing a fully supported route to ensure clients still receive high-quality advice. It can also be used on a case-by-case basis, supporting advisers with complex medical cases or more specialist protection needs, including business protection and IHT planning.

Advisers who have joined Omni Protect, which represents around 22% of the directly authorised population, are able to refer all types of life insurance, income protection, and critical illness cases to Caspian with immediate effect.

Commenting on the partnership, Omni Protect’s Managing Director, Emma Vaughan, said:

“For many advisers, the challenge of ensuring their clients have a holistic financial plan in place versus using their own time most effectively is an ongoing one. Our partnership with Caspian Insurance means that Omni Protect firms now have an expert, trusted route through which to place insurance cases, giving advisers confidence that their clients are receiving expert support, whilst allowing them to focus their time on other areas of their business.

“Caspian is renowned for its experienced specialist team, dedication to working closely with both the referrer and the client to find the best solution as part of a wider plan, and flexible approach to working with advisers in the way which best suits them. I’m delighted to have agreed this partnership and am confident it will prove extremely beneficial to Omni Protect firms.”

Oliver Rayner, Founder and Managing Director of Caspian Insurance, added:

“We share Omni Protect's view that clients shouldn't miss out on proper protection simply because their adviser doesn't write it, and that advisers deserve a specialist route they can refer to with complete confidence.

“As protection needs have grown more complex in recent years, more advisers are choosing to refer these cases rather than write the business themselves, which is exactly the gap Omni Protect's referral service is built to fill for its firms. We assist partners with the cases that genuinely demand specialist expertise, and we've seen strong recent growth in referrals for business protection and life cover to meet inheritance tax liabilities.

“Being chosen as Omni Protect's endorsed referral partner is real recognition of how our specialist team works, and we're looking forward to supporting its firms and their clients.”