Darlington Building Society reduces rates across residential and buy-to-let ranges by up to 20 bps

05 June 2026

Darlington Building Society has reduced rates across its residential, specialist residential, shared ownership, buy-to-let and holiday let ranges.

Effective immediately, the changes apply across selected two-year and five-year fixed-rate products for both purchase and remortgage business.

Headline rates across the Society’s key lending pillars now include:

Residential two-year fixed-rate at 80% LTV now 5.09%, reduced by 20bps from 5.29%.
Specialist residential (Visa) two-year fixed-rate at 90% LTV now 5.99%,
Shared ownership two-year fixed-rate now 5.79%, reduced by 10bps from 5.89%.
Standard buy-to-let two-year fixed-rate now 5.49%.
Holiday let two-year fixed-rate now 5.59%.

The changes are designed to support brokers placing cases for first-time buyers, landlords and clients with more specialist requirements, particularly where affordability, income structures or property use may fall outside standard high-street criteria.

Alongside the rate reductions, Darlington continues to offer a range of inclusive criteria across its buy-to-let and holiday let propositions, including:

No minimum income requirement.
No maximum age.
Support for first time buyers and first time landlords.
Remortgaging a former residential property to buy-to-let.
No six-month ownership rule.
Airbnb accepted for holiday let applications.
Up to 90 days’ personal use on holiday let properties.

Chris Blewitt, Head of Mortgage Distribution at Darlington Building Society, said:

“One of the biggest challenges for brokers at the moment isn’t necessarily finding a mortgage, it’s finding a mortgage that genuinely fits the client’s circumstances.

“We regularly see cases involving first-time landlords, borrowers on visas, holiday let operators and clients looking to remortgage a former residential property into the buy-to-let market. None of these are particularly unusual scenarios, but they can still sit outside the comfort zone of some lenders.

“On cases like these, criteria is just as important as rate. Brokers need lenders that can look at the full picture rather than at a rate that’s competitive, which is why we’ve continued to focus on both pricing and flexibility across the range.”

For more information, visit: https://www.darlington.co.uk/darlington-intermediaries