YBS COMMERCIAL CUTS RATES ON FIVE-YEAR FIXES ACROSS ALL RANGES

09 June 2026

YBS Commercial Mortgages is reducing some of its mortgage rates this week.

From today (10am, Tuesday 9 June) the commercial lender is reducing the price of its new-business range of five-year fixes by 0.15%.

This includes those for portfolio landlords looking for a buy-to-let deal, as well as to the specialist products for Houses of Multiple Occupancy (HMOs) and Multi-Unit Freehold Blocks (MUFBs).

Discounts also apply to the lender’s owner-occupied, commercial investment and semi-commercial products designed for part-residential, part-commercial assets.

There are no changes to two-year, fixed-rate products.

Highlights of the new range include:

• A five-year fixed rate for buy-to-let clients at 4.90% (was 5.05%) up to 55% LTV, with a 3% fee
• A five-year fix for clients with a multi-unit freehold block at 5.65% (was 5.80%) up to 65% LTV with a 2% fee
• And a five-year fixed rate for investors looking for a semi-commercial product at 5.95% (was 6.10%) up to 65% LTV, which comes with a 2% fee.

Angela Norman, managing director of YBS Commercial Mortgages, said:

“These reductions across our five-year fixed range demonstrate our ongoing commitment to supporting brokers and customers with better choice and value across a wide range of product options.”