Paragon Bank launches Tailored service to support non-standard buy-to-let applications

10 June 2026

Paragon Bank has introduced a new ‘Tailored’ service designed to support buy-to-let mortgage applications that fall outside standard lending criteria, providing brokers with a route for more complex cases.

Tailored provides a more flexible approach to lending, reflecting the increasingly diverse nature of landlord businesses and property portfolios, where not all cases fit within conventional criteria.

The proposition is suited to a range of scenarios, including landlords seeking higher loan amounts, those with larger or more complex portfolios and cases involving non-standard ownership structures, such as trusts or trading companies. It can also support landlords with varied tenant types, applications outside typical age parameters and those with limited experience in the sector.

Under the Tailored service, applications are reviewed by dedicated underwriters, who consider the full context of each case, including the structure of the landlord’s business, the nature of the property assets and the applicant’s wider portfolio strategy.

Brokers can access the service through Paragon’s intermediary portal by selecting ‘Tailored’ as the application type within the buy-to-let application journey. They are supported throughout the process by their BDM or by a dedicated Tailored underwriting team, who are available to discuss cases prior to submission and provide guidance as applications progress.

The introduction of Tailored also allows for flexibility during the application process itself. Where a case initially submitted under standard criteria no longer fits, it may be assessed under the Tailored route. Similarly, applications submitted as Tailored that meet standard criteria can be transferred to the main range.

Louisa Sedgwick, Paragon Bank Managing Director of Mortgages, said:

“The buy-to-let market continues to evolve, with landlords operating increasingly diverse and often more complex businesses. While many cases fit well within standard criteria, there are others where a more considered approach is needed to reflect the full picture. Tailored has been developed to give brokers a clear route for those applications that don’t quite align with conventional structures, supported by direct access to experienced underwriters who can take a holistic view of each case.

She added: “By assessing applications on their individual merits, rather than applying a one-size-fits-all approach, we’re able to support brokers in placing a broader range of business, helping their landlord clients to progress with their investment plans.”

For more information, visit the Tailored webpage.