Barclays cuts mortgage rates

18 June 2026

We’re making a wide range of cuts to our mortgage rates, with changes effective from tomorrow, Friday 19th June.

New products
Residential

Purchase only

• 5.80% 2 Yr Offset Tracker £1999 product fee, 75% LTV, Min loan £2m, Max loan £5m
• 3.99% Premier 2 Yr Tracker £999 product fee, 60% LTV, Min loan £5k, Max loan £2m

Existing product decreases
Residential

Purchase only

• 4.39% 2 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.30%
• 4.64% 2 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.51%
• 4.71% Premier 2 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.47%
• 4.74% 2 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.50%
• 4.93% 2 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.69%
• 4.75% 2 Yr Fixed £899 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 4.55%
• 4.98% 2 Yr Fixed £0 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 4.75%
• 5.05% 3 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.68%
• 5.25% 3 Yr Fixed £899 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.05%
• 5.42% 3 Yr Fixed £899 product fee, 95% LTV, Min loan £25k, Max loan £570k will decrease to 5.32%
• 4.76% 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.43%
• 4.86% 5 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.52%
• 4.82% 5 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.53%
• 4.90% 5 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.62%
• 4.93% Premier 5 Yr Fixed £0 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 4.64%
• 4.96% 5 Yr Fixed £0 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 4.67%
• 5.10% 5 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 4.80%
• 4.75% Premier 5 Yr Fixed £899 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 4.58%
• 4.95% 5 Yr Fixed £899 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 4.78%
• 5.15% 5 Yr Fixed £0 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 4.85%
• 5.29% 5 Yr Fixed £0 product fee, 95% LTV, Min loan £25k, Max loan £570k will decrease to 5.09%
• 4.54% Green Home 2 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.41%
• 4.83% Green Home 2 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.59%
• 4.66% Green Home 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.33%
• 4.72% Green Home 5 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.43%
• 5.00% Green Home 5 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 4.70%
• 4.85% Green Home 5 Yr Fixed £899 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 4.68%
• 5.32% Springboard 5 Yr Fixed £0 product fee, 95% LTV, Min loan £5k, Max loan £500k will decrease to 4.99%
• 5.54% Springboard 5 Yr Fixed £0 product fee, 100% LTV, Min loan £5k, Max loan £500k will decrease to 5.19%