Masthaven Finance reduces rates and enhances criteria

23 June 2026

Specialist finance lender, Masthaven Finance, cuts pricing, raises maximum LTVs and broadens support for self-employed borrowers across its secured loan and mortgage ranges.

Masthaven Finance has today announced a series of enhancements to its proposition, including rate reductions across its product range, increased maximum loan-to-value (LTV) limits and updated criteria to support self-employed borrowers.

The changes apply across both first and second charge, spanning the lender's residential and buy to let ranges.

The enhancements include a number of pricing changes, with rates reduced across all products. The lender's headline rate has been reduced by 0.35%.

Masthaven has also raised the maximum LTV on selected products, whilst also increasing its lowest-priced products from 65% to 70%.

Alongside these changes, the lender has broadened its support for self-employed borrowers, with retained profit now taken into consideration for affordability.

Shelley Stern, Director of Mortgages at Masthaven Finance, said:

“Following our recent platform rollout, we are delighted to bring these product developments to the market. With reduced rates and increased LTVs, we are well placed to support the market, supported by a strong service proposition. Further enhancements to our affordability assessment will enable us to continue to support self-employed applicants.”