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Barclays cuts mortgage rates

23 June 2026

We’re making a wide range of cuts to our mortgage rates, with changes effective from tomorrow, Wednesday 24th June.

Existing Product Decreases
Residential

Remortgage Only

4.66% 2 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.57%
4.73% 2 Yr Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.63%
5.08% Premier 2 Yr Fixed £999 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 4.90%
5.11% 2 Yr Fixed £999 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 4.93%
4.83% The Great Escape™ 2 Yr Fixed £0 product fee, 60% LTV, Min loan £50k, Max loan £2m will decrease to 4.75%
4.99% The Great Escape™ 2 Yr Fixed £0 product fee, 75% LTV, Min loan £50k, Max loan £2m will decrease to 4.85%
5.36% The Great Escape™ 2 Yr Fixed £0 product fee, 80% LTV, Min loan £50k, Max loan £2m will decrease to 5.16%
4.90% 3 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.73%
5.01% 3 Yr Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.83%
4.62% Premier 5 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.52%
4.65% 5 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.55%
4.83% The Great Escape™ 5 Yr Fixed £0 product fee, 60% LTV, Min loan £50k, Max loan £2m will decrease to 4.69%

Buy to Let
Purchase Only

4.95% Premier 2 Yr Fixed Purchase Only £899 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.70%
5.05% 2 Yr Fixed Purchase Only £899 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.80%
5.15% 2 Yr Fixed Purchase Only £899 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.92%
5.05% 5 Yr Fixed Purchase Only £899 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.69%
5.10% 5 Yr Fixed Purchase Only £899 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.89%
4.95% Green Home BTL 2 Yr Fixed £899 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.70%
5.05% Green Home BTL 2 Yr Fixed £899 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.82%
4.95% Green Home BTL 5 Yr Fixed £899 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.59%
5.00% Green Home BTL 5 Yr Fixed £899 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.79%
4.55% 2 Yr Tracker £899 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.52%

Buy to Let
Remortgage Only

5.20% 2 Yr Fixed Remortgage Only £0 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 5.02%
4.95% 2 Yr Fixed Remortgage Only £999 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.67%
5.50% 2 Yr Fixed Remortgage Only £0 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 5.10%
5.05% 2 Yr Fixed Remortgage Only £999 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.88%
5.05% 5 Yr Fixed Remortgage Only £0 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.79%
4.75% 5 Yr Fixed Remortgage Only £999 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.65%
5.27% 5 Yr Fixed Remortgage Only £0 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.97%
4.88% 5 Yr Fixed Remortgage Only £999 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.78%
4.50% 2 Yr Tracker £999 product fee, 60% LTV, Min loan £35k, Max loan £1m will decrease to 4.40%
4.65% 2 Yr Tracker £999 product fee, 75% LTV, Min loan £35k, Max loan £1m will decrease to 4.52%

Purchase & Remortgage

5.05% 2 Yr Fixed £2495 product fee, 60% LTV, Min loan £1m, Max loan £2m will decrease to 4.80%
5.05% 5 Yr Fixed £2495 product fee, 60% LTV, Min loan £1m, Max loan £2m will decrease to 4.69%

New product Introductions
Residential

Remortgage Only

5.80% 2 Yr Offset Tracker £1999 product fee, 75% LTV, Min loan £2m, Max loan £5m
4.54% Premier 2 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m

Existing product Decreases

Residential

4.67% EMC Reward 2 Year Fixed £999 product fee, 75% LTV, Min loan £1k, Max loan £2m will decrease to 4.63%
4.99% EMC Reward 2 Year Fixed £0 product fee, 75% LTV, Min loan £1k, Max loan £2m will decrease to 4.85%
4.65% EMC Reward 5 Year Fixed £999 product fee, 60% LTV, Min loan £1k, Max loan £2m will decrease to 4.52%
4.83% EMC Reward 5 Year Fixed £0 product fee, 60% LTV, Min loan £1k, Max loan £2m will decrease to 4.69%

Buy to Let

4.95% EMC Reward BTL 2 Year Fixed £999 product fee, 65% LTV, Min loan £5k, Max loan £1m will decrease to 4.67%
5.20% EMC Reward BTL 2 Year Fixed £0 product fee, 65% LTV, Min loan £5k, Max loan £1m will decrease to 5.02%
5.05% EMC Reward BTL 2 Year Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £1m will decrease to 4.88%
5.50% EMC Reward BTL 2 Year Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £1m will decrease to 5.10%
4.75% EMC Reward BTL 5 Year Fixed £999 product fee, 65% LTV, Min loan £5k, Max loan £1m will decrease to 4.65%
5.05% EMC Reward BTL 5 Year Fixed £0 product fee, 65% LTV, Min loan £5k, Max loan £1m will decrease to 4.79%
4.88% EMC Reward BTL 5 Year Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £1m will decrease to 4.78%
5.27% EMC Reward BTL 5 Year Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £1m will decrease to 4.97%
4.50% EMC Reward BTL 2 Year Tracker £999 product fee, 65% LTV, Min loan £5k, Max loan £1m will decrease to 4.40%
4.65% EMC Reward BTL 2 Year Tracker £999 product fee, 75% LTV, Min loan £5k, Max loan £1m will decrease to 4.52%
5.71% EMC Reward BTL 2 Year Fixed £0 product fee, Over 75%LTV, Min loan £5k, Max loan £1m will decrease to 5.30%
5.47% EMC Reward BTL 5 Year Fixed £0 product fee, Over 75%LTV, Min loan £5k, Max loan £1m will decrease to 5.17%
5.05% EMC Reward BTL 2 Year Fixed £1795 product fee, 60% LTV, Min loan £1m, Max loan £2m will decrease to 4.80%
5.05% EMC Reward BTL 5 Year Fixed £1795 product fee, 60% LTV, Min loan £1m, Max loan £2m will decrease to 4.69%

New product Introductions

Residential

5.80% EMC Reward Offset 2 Year Tracker £1999 product fee, 75% LTV, Min loan £2m, Max loan £5m

Product Withdrawal

Residential

5.08% EMC Reward Offset 2 Year Tracker £1999 product fee, 70% LTV, Min loan £2m, Max loan £10m