Fleet Mortgages adds new products and cuts rates across all product ranges

26 June 2026

Fleet Mortgages, the buy-to-let specialist lender, has today (26th June 2026) announced a series of product enhancements across its Standard, Limited Company and HMO/MUFB ranges, including the launch of new products, rate reductions and lower product fees.

Within its Standard and Limited Company ranges, Fleet has reduced rates by 30 basis points (bps) across its two-year fixed-rate 75% LTV products with a 3% fee, including EPC A-C variants, taking rates down to 4.19% and 4.09% respectively. The lender has also launched a new two-year fixed-rate zero-fee mortgage, also at 75% LTV, available at 5.74%.

Also five-year fixed-rate 75% LTV products, with a 3% fee, have been reduced by 10bps to 4.94%, while the EPC A-C product has been reduced to 4.84%. Fleet has also reduced the rate on its five-year, fixed-fee product by 20bps to 5.39% and cut the product fee from £3,999 to £1,499.

Within its HMO/MUFB range, Fleet has introduced two new two-year fixed-rate products up to 75% LTV, including a zero-fee option at 6.15% and a £1,499 fixed-fee product at 5.69%.

The lender has also reduced rates across its five-year, fixed-rate 75% LTV HMO/MUFB range. Its zero-fee mortgage has been cut by 15bps to 5.99%, while the fixed-fee product has reduced by 10bps to 5.69%, alongside a £1,500 reduction in the product fee to £2,499.

In addition, rates on its five-year HMO/MUFB products with a 3% fee have reduced by 10bps to 5.19%, with the EPC A-C product falling to 5.09%.

All products are available for both house purchase and remortgage business with a minimum loan size of £25,001. Selected fixed-fee products are available up to a maximum loan size of £750,000. Standard and Limited Company products include a free valuation on properties up to £500,000, while the HMO/MUFB products continue to benefit from £1,000 cashback.

For further information on all Fleet Mortgages’ products, please visit: www.fleetmortgages.co.uk/products/

Steve Cox, Chief Commercial Officer at Fleet Mortgages, commented:

“This latest product refresh is about giving advisers and their landlord clients more choice while ensuring our pricing remains competitive across every major buy-to-let segment. Alongside meaningful rate reductions, we've introduced new product options and substantially reduced product fees on a number of key mortgages, allowing advisers to match borrowers with solutions that best fit both their immediate circumstances and longer-term investment plans.

“We know landlords have different priorities depending on their portfolio strategy, whether that is keeping upfront costs to a minimum, securing lower monthly repayments or financing more complex properties. By expanding our range and improving pricing across Standard, Limited Company and HMO lending, we are providing advisers with even greater flexibility to support those conversations and to help landlords continue to invest with confidence.”