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The Mortgage Works cuts switcher rates for existing customers

26 June 2026

The Mortgage Works will be reducing rates by up to 0.25 percentage points across selected buy-to-let and limited company buy-to-let products for existing customers. The new rates will be effective from tomorrow, Saturday 27 June.

Switcher rate reductions include:

  • Five-year fixed rate buy-to-let product at 4.44%, with a £1,495 fee, available up to 65% LTV (reduced by 0.15%)
  • Two-year fixed rate buy-to-let product at 4.89%, with no fee, available up to 65% LTV (reduced by 0.10%)
  • Two-year fixed rate limited company buy-to-let product at 5.74%, with no fee, available up to 75% LTV (reduced by 0.20%)

Dan Clinton, Head of Buy-to-Let at The Mortgage Works, said:

“As one of the UK’s leading buy-to-let lenders, we offer landlords a broad range of options to meet their varying needs. These latest rate reductions underline our ongoing commitment to supporting existing landlord customers who are coming to the end of their current deal.”