Hope Capital Property Finance Reduces Rates on its Max Net Product
13 July 2026
Hope Capital Property Finance has further enhanced its proposition to both brokers and borrowers by reducing rates on its Max Net product, including a 10bps rate reduction for semi-commercial properties. This price reduction is a result of strong broker adoption of the Max Net range, combined with the strength of Hope Capital’s latest institutional funding lines, which it announced last week.
The new reduced rates are:
- Residential: 75% Net LTV at 0.87% (was 0.89%)
- Semi-commercial: 70% Net LTV at 0.89% (was 0.99%)
- Commercial: 70% Net LTV at 0.92% (was 0.99%)
Since its launch earlier this year, Max Net has seen strong momentum with enquiries increasing by 30%. The product now accounts for 10% of all enquiries and 20% of all new applications, demonstrating a strong broker demand for flexible pricing solutions.
Max Net was specifically designed to give borrowers maximum upfront liquidity from day one. It enables borrowers to access not only the funds required towards the purchase of an asset, but also an immediate initial refurbishment drawdown following completion - helping projects commence without unnecessary delay.
Key features of the product include:
- Available on residential, semi-commercial and commercial properties
- Can be used for purchase, refinance and capital raise, alongside works
- Forward funded refurbishment tranches
- Flat fixed rate
- Refurbishment funds typically released the same day
- Dual legal representation available
- No upfront legal undertaking (on residential)
- Full title insurance
- No exit fees
- Flexible payment options
- Up to 100% build costs covered
- Loans from £50k-£5m
- 3-15 month term
- Available in England, Wales and Scotland
Kate Cowan, Chief Financial and Operating Officer at Hope Capital Property Finance commented:
“This latest enhancement to our Max Net product is fantastic news for borrowers. With the backing of our newest institutional funding lines, we have been able to respond to market demand for the product while maintaining our consistent responsible lending approach.”
Kim Parker, Director of Lending Operations and Commercial Strategy at Hope Capital Property Finance added:
“The response to Max Net from the market has been phenomenal, which is why we have listened to broker feedback and enhanced the product even further. Max Net delivers maximum upfront liquidity from day one, and by forward funding the refurbishment, it means borrowers can be confident their project can progress without delay."
The new funding lines that Hope Capital announced last week has enabled the lender to further strengthen its offering, and pass on those savings to brokers, borrowers and landlords. This is all achieved without increased risk or weakened credit standards, poising the lender for a sustained long-term lending platform.
To find out more about Hope Capital Property Finance and its extensive product range call 0151 523 5998 or email: newdeals@hope-capital.co.uk
