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Virgin Money - We’re increasing fixed rates

15 July 2026

We wanted to let you know that we’re making the following changes on Thursday 16 July.

Purchase

  • 2 year fixed rates will be increased by up to 0.35%
  • 5 year fixed rates will be increased by up to 0.35%
  • 10 year fixed rates will be increased by 0.20%
  • Shared Ownership fixed rates will be increased by up to 0.30%

Remortgage

  • 2 year fixed rates will be increased by up to 0.35%
  • 5 year fixed rates will be increased by up to 0.35%
  • 10 year fixed rates will be increased by 0.20%

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

The end dates will move to 1 November of the relevant year.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money