Buckinghamshire Building Society reduces mortgage rates across residential and specialist lending ranges

28 July 2026

Buckinghamshire Building Society has announced a series of mortgage rate reductions across its residential and specialist lending ranges, reinforcing its commitment to supporting borrowers with lower loan-to-value (LTV) requirements.

The latest changes see reductions across a number of the Society's residential, impaired credit and buy-to-let products, with lower rates now available for customers with higher levels of equity.

The Society has reduced its Everyday Residential discounted products by 40 basis points, with rates now available from 4.89% up to 70% LTV and 4.99% up to 80% LTV.

Buckinghamshire Building Society has also lowered rates across its specialist lending ranges for borrowers with impaired credit, Credit Revive and Credit Restore, helping customers who have experienced previous credit issues access lending solutions tailored to their circumstances.

Alongside these changes, a number of Limited Company Buy to Let and Limited Company Holiday Let products have also been repriced, including options available to expat landlords. Portfolio Buy to Let and Expat Portfolio Buy to Let fixed rates have both been reduced by 20 basis points.

Claire Askham, Head of Mortgage Sales at Buckinghamshire Building Society, said:

“These latest reductions enhance our proposition for borrowers with lower loan-to-value requirements while continuing to support borrowers with more complex or individual circumstances.

"Whether it's someone looking to remortgage from day one, raise capital against an unencumbered property, access our later life lending solutions or secure a mortgage after previous credit issues through our Credit Restore and Credit Revive products, we're committed to offering flexible lending backed by a personal approach."

The changes reinforce Buckinghamshire Building Society's support for borrowers with lower loan-to-value requirements, including those seeking flexible interest-only lending. Where available, under the selected mortgage product and subject to lending criteria, the Society offers interest-only mortgages up to 60% LTV where repayment is through downsizing, or up to 75% LTV where an acceptable repayment vehicle is in place.

For more information speak to your Key Account Manager or visit: https://www.bucksbs.co.uk/intermediaries