United Trust Bank Launches New Bridging Portal to Accelerate and Simplify Applications and Processing

29 July 2026

United Trust Bank (UTB) has launched its new bridging portal for brokers delivering a slicker and quicker route to decisions, DIPs and completions.

The specialist lender has spent this year building the new system which now perfectly integrates with the Bank’s tried and tested existing broker portal for mortgages, BTL and second charge loans, which continues to impress intermediaries with its ease of use and time-saving features.

Key features of the new UTB Bridging Portal

Brokers can generate indicative terms and ESIS documents in minutes 24/7, providing essential functionality for out-of-hours client appointments and flexible working
Once keyed in, there are no paper application forms or ‘wet’ signatures required, overcoming a common cause of processing friction and delays
Simple case management including easy document upload, information request notifications and underwriter messaging all designed to keep cases moving quickly and provide a complete record of progress and communications
Integrated free HomeTrack AVMs enabling quicker DIPs and completions
Integrated automatic free credit checks via Equifax and director background checks to quickly complete KYC

As well as delivering significant speed and efficiency improvements for brokers and customers, UTB’s investment in the new digital journey will also accelerate and even dispense with time-consuming administration tasks for both brokers and underwriters, freeing up resource, and giving them more time to add real value by talking to brokers and expediting more complex and urgent cases.

The new portal also paves the way for automated underwriting to be introduced later this year. UTB expects that a large proportion of bridging applications will receive an instant, and binding, approval or decline via the portal. The remaining cases will be referred to underwriters, reflecting the more complex nature of bridging deals where circumstances, securities and requirements make lending decisions more suited to being made by skilled and knowledgeable credit managers.

Brokers can log in to the new portal or register with UTB HERE

Launching the new bridging portal, Buster Tolfree, Managing Director – Mortgages, BTL & Bridging at United Trust Bank said:

“This marks an exciting relaunch of bridging at UTB and will help us retain our rightful place as one of the market’s best and busiest bridging lenders. We didn’t set out just to improve the old portal, we wanted to completely replace it so that it offers the same class leading features, usability and control our mortgage brokers, customers and staff have enjoyed for years, whilst maintaining the all-important lender/broker relationships so vital in bridging.

“I’m delighted to say that we’ve done all that and more. We now have a unified and integrated future proof solution for bridging, providing real speed, efficiency and case management improvements for brokers. In addition, we can now implement future enhancements across the whole mortgages, second charge, BTL and bridging product suite and continue to invest in sophisticated new technology driving quicker and more successful outcomes for customers and brokers.”