ROMA FINANCE COLLABORATES WITH KARAYA CAPITAL TO DELIVER £1.25M KENT RESIDENTIAL DEVELOPMENT SCHEME

30 July 2026

Roma Finance has partnered with Karaya Capital to support a tailored development finance facility. This has enabled the continued delivery of a residential scheme in Rochester, Kent, highlighting the value of specialist debt advisory in securing funding for experienced developers.

Karaya Capital joined forces with Roma Finance to arrange a funding package of more than £550,000, following the introduction by Kuldip Singh Shokar, providing the capital required to support the project's construction phase. Structured through Roma Finance's RomaGROW development finance product, the transaction was led by Senior Business Development Manager Alisha Chu and Senior Underwriter Adrian France.

The scheme comprises two detached townhouses and is expected to achieve a gross development value (GDV) of approximately £1.25 million upon completion. Having acquired the site a few years ago with secured planning permission, the borrowers are now progressing with the redevelopment estimated to cost £540,000.

For investors operating in today's market, access to the right funding partner is as important as the property itself. Development finance facilities must be structured to reflect project timelines, cash flow requirements and exit strategies, making experienced debt advisers a critical part of the transaction process.

By leveraging lender relationships and understanding both the customer objectives and credit requirements, Karaya Capital was able to source a funding package aligned with the commercial needs of the project while ensuring an efficient execution process.

Alisha Chu, Senior Business Development Manager at Roma Finance, said:

"We were delighted to work alongside Karaya Capital on this exciting opportunity. The borrower has extensive experience in property development and we're pleased to provide a funding solution that supports the successful delivery of high-quality homes in Kent.

"Development finance requires flexibility and close collaboration between all parties. Working in partnership with Kul and his team enabled us to structure a loan that met the project's funding requirements and supports strong return for the investor."

Kuldip Singh Shokar of Karaya Capital added:

"In today's market, developers need more than access to capital they need funding partners who understand the wider investment strategy behind each transaction. Our role is to advise our clients on the optimal capital structure, ensuring debt is aligned with the project's commercial objectives, delivery timetable and exit strategy.

Drawing on our relationships across the specialist lending market, we were able to identify a financing solution that provided both certainty of execution and the flexibility required throughout the build. Transactions like this demonstrate how strategic debt advisory can unlock opportunities, preserve equity, enhance returns and support long-term value creation for developers and investors alike."