Access FS comments on BoE MPC decision
30 July 2026
Karl Wilkinson, CEO of Access Financial Services, on today's MPC decision:
“The MPC has kept rates steady, but for many borrowers the wait for meaningful relief continues.
“Holding the base rate was widely expected, but affordability remains a challenge for many households. While inflation has eased, higher borrowing costs are still shaping decisions across the mortgage market.
“For advisers, this reinforces the importance of helping clients understand their options and make informed decisions. Greater certainty around future rate movements will be key to helping drive confidence and activity. Technology, product innovation and strong advice will continue to transform how advisers support customers through changing market conditions.”
