LiveMore responds to ERC Q2 data

03 August 2026

Simon Webb, managing director of capital markets and finance at LiveMore, commented:

“While equity release lending has picked up following a slow start to the year, total lending is still down versus the same period in 2025. We believe this is driven by growing understanding of the wider midlife and later life lending market and the available solutions. Equity release is an important option that will suit some borrowers, but retirement interest only and standard term-based mortgages – whether that’s interest only, capital and interest repayment or part and part – also provide attractive options for borrowers with the right affordability.

“There is still work to be done to educate mortgage advisers on these options however, and how mortgage advice can and should fit into advisers’ broader conversations with their clients around wealth and retirement planning. The industry needs to take a more holistic view of client finances, realise sufficient planning should start far earlier in a client’s journey and that housing wealth can play a key role in that.

“At LiveMore, we’re committed to helping brokers have these conversations, providing our pioneering technology and tools like the LiveMore Mortgage Matcher® to ensure housing wealth can be considered as part of a client’s long-term financial plan.”