We’re increasing BTL Product Transfer rates and reducing new business fixed rates

04 August 2026

We wanted to let you know that we’re making the following changes on Wednesday 5 August.

Purchase

• 2 year fixed rates will be reduced by up to 0.07%
• 5 year fixed rates will be reduced by up to 0.06%
• Shared Ownership fixed rates will be reduced by up to 0.07%

Remortgage

• 2 year fixed rates will be reduced by up to 0.06%
• 5 year fixed rates will be reduced by up to 0.08%

BTL Product Transfer

• Selected 2 year BTL fixed rates will be increased by up to 0.15%
• Selected 3 year BTL fixed rates will be increased by up to 0.15%
• Selected 5 year BTL fixed rates will be increased by up to 0.10%

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

Our Early Repayment Charges have been reviewed as part of this change. For details, please review our Product Guide.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money