HFBS launches 0.89% rate for larger bridging loans

05 August 2026

Holme Finance Bridging Solutions has introduced an interest rate of 0.89% per month for qualifying bridging loans between £100,000 and £300,000, at up to 60% LTV.

The new rate is available on qualifying first and second-charge cases and is designed to give brokers a more competitively priced option when placing larger short-term property finance requirements.

The offer forms part of the company’s plans to support a broader range of bridging transactions while retaining its flexible, case-by-case approach to underwriting.

HFBS considers first, second and third-charge cases and can lend against a range of security, including residential investment property, commercial and semi-commercial property, land, HMOs and partially completed developments.

Straightforward cases may also be capable of completing within 24 hours, subject to the availability of information, satisfactory due diligence and the circumstances of the transaction.

Dan Yendall-Collings, Director at Holme Finance Bridging Solutions, said:

“We have introduced the 0.89% rate to give brokers another competitive option. However, the rate is only one element of our proposition. Brokers also need access to people who can understand the circumstances behind a case, make practical decisions and maintain control of the transaction when time is important.

“Our team assesses every enquiry individually. We look at why the funding is required, the security available, the existing charge position and the proposed exit strategy, rather than relying solely on a rigid set of automated criteria.”

As a privately funded lender, HFBS retains control over its lending decisions and manages its underwriting, documentation and legal completion processes in-house.