Aspen refinances super-prime Cheshire home in 14 days

02 September 2026

Aspen has provided a £1,935,000 Bridge To Let facility in just 14 days to support the refinancing and retention of a prestigious 6,500 sq ft super-prime property in Alderley Edge, Cheshire.

Having been within the same family ownership for more than 30 years, the five-bedroom detached house has recently undergone a high-quality refurbishment and extension to include a tennis court, swimming pool, gym, studio and parking for 10 cars, all integrating the latest cutting-edge technologies.

The funds will be used to redeem the existing charge and give the borrower, an established property professional, time to secure a tenancy and stabilise rental income. The client intends to retain the property as a long-term investment alongside their existing portfolio.

The bridge was finalised on a flat rate of 0.74% per month for an initial nine-month term. Thereafter the borrower has the option to transition, under the same facility documentation, onto a serviced buy to let period at 6.94% per annum for a further three years.

The product provides a clear pathway to long-term finance at a time to suit the owner.

In line with the lender’s one-person per-case Customer Service Commitment the application was taken from start-to-finish by Daniel Tame, Underwriter.

Daniel said: "Our Bridge To Let product delivers a clear and practical route between short-term and long-term finance. The ability to provide a rapid bridge, together with clearly defined exit options, gives the client the flexibility and certainty required to complete the next stage of their investment strategy."

Aspen’s award-winning Bridge To Let product combines the speed and works-funding of a bridge with the flexibility and certainty of a BTL.

Applicants can opt for a bridge or development loan of up to 24 months followed seamlessly by a BTL which can run up to three years.

The product can be used to support residential, semi-commercial and commercial works and non-works projects for UK and foreign nationals on properties across England and Wales.

Flat Rates start at 0.69% and Stepped Rates from 0.35% followed by a serviced buy to let period at 6.89% per annum. The maximum loan size is £15m with LTVs of up to 80%.