UTB’s New Bridging Broker Portal Speeds Auction Deal from App to Offer in 14 Days and Completion Soon After
03 September 2026
United Trust Bank (UTB) has completed one of the first cases submitted through its new Bridging Broker Portal, moving from application to formal offer in 14 days and completion well within the 28-day auction terms required.
UTB Bridging was approached by a broker with customers needing a £356,400 regulated bridging loan at 75% LTV on a £515,000 auction purchase to enable them to complete within the required 28-day deadline.
The broker submitted the application via the portal on the 30th July, just one day after its launch, with the valuation instructed the following day.
Following receipt of the required information, the case was approved for signing and offer in just 32 minutes, with the formal offer issued on 13th August. Funds were released upon request on 25th August, enabling the customers to complete comfortably within their auction deadline despite a full physical valuation being required.
UTB launched its new Bridging Portal at the end of July as part of a major investment in technology and its Bridging proposition. The system enables brokers to generate indicative terms and ESIS documents 24/7, removes paper application forms and wet signatures and provides straightforward document uploads, underwriter messaging and improved case tracking.
The portal also incorporates automated credit and director background checks and integrated HomeTrack AVMs, where appropriate, helping to remove administrative friction and enabling brokers and underwriters to spend more time progressing cases and dealing with the elements where their experience adds most value.
Brokers can log in to the new portal or register with UTB HERE
Buster Tolfree, Managing Director – Mortgages, BTL & Bridging at United Trust Bank, commented:
"The response to the new portal from brokers has been fantastic and this case is a great example of exactly what we wanted it to achieve.
"Auction purchases are all about certainty and speed. This application came in immediately after the portal launched, required a full valuation and still went from application to funds released comfortably inside the customer's 28-day completion deadline. At one key stage, once everything we needed was available, the case was approved for signing and offer in just 32 minutes.
"Technology should make it easier for brokers to do business with us and give our people more time to make decisions, solve problems and keep cases moving. We're already seeing those benefits coming through, and with the recent expansion of our Bridging range and further improvements on the way, there's a lot more to be excited about."
