Inspired Lending cuts bridging rates following increased funder support

09 September 2026

Inspired Lending has announced a reduction to its bridging rates following increased funding support from the Pears family.

First-charge bridging finance is now available from 0.75% per month, down from the previous minimum of 0.79% per month.

Rates for second-charge bridging, heavy refurbishment, semi-commercial and commercial lending now start from 0.85% per month, with the new pricing available immediately.

The increased backing from the Pears family enables Inspired Lending to offer the new pricing while retaining its private funding model, with no senior debt. The lender will continue to price according to risk, with stronger cases able to secure cheaper pricing.

The changes means a wider range of borrowers can access more competitive pricing while benefiting from Inspired Lending’s flexible approach to underwriting and deal structure.

Gavin Diamond, CEO of Inspired Lending, said:

“Brokers have always valued our flexible approach, but we also know that price can play an important part in a borrower’s final decision. These reductions put us firmly in the mix for a broader range of cases.

“Crucially, we have achieved that without changing the way we lend. Our funding model still gives us the freedom to assess each case on its merits and find ways to make good deals work.

“For brokers, it means stronger pricing now sits alongside the pragmatic underwriting and deal structure they already know us for.”

For more information, visit: https://inspiredlending.co.uk