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We’re increasing residential new business fixed rates

12 October 2026

We wanted to let you know that we’re making the following changes on Tuesday 13 October.

Purchase

  • 60% & 75% 2 year fixed rates will be increased by 0.05%
  • 60% & 75% 5 year fixed rates will be increased by 0.05%

Remortgage

  • Selected 2 year fixed rates will be increased by up to 0.10%
  • Selected 5 year fixed rates will be increased by up to 0.09%

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

The team at Virgin Money