ACCORD CUTS BUY-TO-LET RATES BY UP TO 0.69% AND TRIMS RESIDENTIAL PRICING

21 October 2026

Accord Mortgages is cutting rates on both its residential and buy-to let product ranges this week.

Effective from 8am tomorrow (Thursday, 22 October 2026), the intermediary-only lender is trimming selected residential fixed rates by up to 0.06% across all loan-to-values (LTVs), benefiting a wide range of borrowers.

The changes also apply to the lender’s innovative £5K Deposit Mortgage, which was specifically designed to offer first-time buyers with just a £5,000 deposit the chance to fulfil their home ownership dreams.

For landlords seeking a buy-to-let mortgage, reductions start from 0.06%, with rates reduced by up to 0.69% for house purchase products up to 80% LTV, and discounts of up to 0.23% at 75% LTV. For those looking to remortgage, rates reduce by as much as 0.68% up to 75% LTV, with reductions of up to 0.53% for those seeking a product at 80% LTV.

Highlights of the range refresh for residential borrowers include:

A two-year fixed rate at 5.16% (was 5.22%) for house purchase at 75% LTV, which comes with a £1495 fee and standard valuation
A fee-free five-year fix for first-time buyers with just a £5,000 deposit at 6.52% (was 6.58%) which comes with standard valuation.

Buy-to-let highlights are:

A two-year fixed rate at 5.89% (was 6.42%) for remortgages at 80% LTV, which comes with a £995 fee, standard valuation and remortgage legal service
A two-year fix at 5.84% (was 6.02%) for house purchase at 80% LTV, which comes with a £995 fee, and standard valuation
And a two-year fix at 5.29% (was 5.42%) for remortgages at 75% LTV, which comes with a £995 fee, standard valuation and remortgage legal service.

Jeremy Duncombe, managing director of Accord Mortgages, said:

“We’re pleased to make our range even more competitive as part of our commitment to delivering the best possible value for brokers and their clients, whether they’re buying a home, remortgaging or financing a buy-to-let property.”