Masthaven removes the need for bridging clients to pay legal fees upfront

21 October 2026

Masthaven Finance has enhanced its bridging proposition with a new option that means clients no longer need to pay legal fees upfront.

Legal fees can now be added to the loan, so clients don’t need to fund them at the outset, helping cases move into the legal process sooner.

The legal fee is added on top of the agreed advance rather than deducted from it. This enables brokers to secure the full loan amount for their clients, including where a case is at maximum loan to value (LTV).

Jim Baker, Sales Director – Bridging & Development at Masthaven Finance, said:

“Brokers regularly tell us that having to pay legal fees upfront can be a barrier for clients. Removing that requirement gives clients greater flexibility and helps speed up the process. For cases where an automated valuation model (AVM) can be used, clients can benefit from even fewer upfront costs.”

“This is a practical enhancement to our proposition and reflects our focus on making bridging finance simpler to navigate for brokers and their clients.”

Michael Cartwright of BuildLoan commented:

“This option gives brokers greater flexibility when structuring a bridging case and removes a potential barrier at the outset. Being able to add the legal fees without reducing the agreed advance is particularly valuable for clients borrowing at maximum LTV.”

The new legal fee option is available from 21 October 2026 across Masthaven’s entire bridging range, including cases using AVMs.