Unicorn Capital Advisory arranges £2.69m Atom bank refinance of Somerset holiday lodge park

09 November 2026

Unicorn Capital Advisory has arranged a £2.69m secured term loan from Atom bank to refinance a mixed-use holiday lodge park near Bridgwater, Somerset.

The park has 31 holiday lodges plus residential and commercial income on the same site. The new loan repays the borrower's existing lender and releases around £890,000 of equity. The borrower will put that money into further residential investment property.

The deal was completed on 16 October 2026.

Assets like this rarely fit a standard lending box. Income comes from holiday lets, residential lettings and commercial tenancies, all on one title, and the valuation had to treat each part on its own merits. Unicorn worked closely with Atom bank's underwriting team on the valuation queries and the trading accounts so the case could go through on term debt rather than short-term bridging with another lender.

Som Emadi, Partner at Unicorn Capital Advisory, said:

"This is a good example of a strong, well-run asset that doesn't fall neatly into one lending category. Atom engaged properly with the detail, asked the right questions and stuck with it to completion. Our client now has long-term funding at a sensible leverage and capital to keep growing their portfolio."

Liam Brodie, Regional BDM at Atom bank:

"We are delighted to support operators in this sector, which is often underserved in the market.

"Our ability to provide lending up to 85% of trading value in this space represents a truly attractive proposition for businesses looking for flexible, long-term funding."

About Unicorn Capital Advisory

Unicorn Capital Advisory is a commercial finance brokerage specialising in bridging, structured lending and complex commercial refinance. It places finance for property investors, developers and operating businesses across the UK.