Barclays mortgage rate changes - Effective Weds 11th November

10 November 2026

We’re making some changes to our mortgage rates, including cuts of up to 40bps, effective tomorrow, Wednesday 11th November.

See the full list of changes below:

Existing Product Decreases
Residential
Purchase only

5.48% 2 Yr Fixed £899 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 5.29%
5.56% Premier 2 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 5.35%
5.61% 2 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 5.40%
5.49% 2 Yr Fixed £899 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.30%
5.62% 2 Yr Fixed £0 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.42%
5.71% 2 Yr Fixed £0 product fee, 95% LTV, Min loan £5k, Max loan £640k will decrease to 5.66%
4.99% 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.92%
5.14% 5 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 5.02%
5.30% 5 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.98%
5.45% 5 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 5.11%
5.45% Premier 5 Yr Fixed £0 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 5.23%
5.48% 5 Yr Fixed £0 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 5.26%
5.55% 5 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 5.27%
5.13% Premier 5 Yr Fixed £899 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.00%
5.33% 5 Yr Fixed £899 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.20%
5.63% 5 Yr Fixed £0 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.28%
5.69% 5 Yr Fixed £0 product fee, 95% LTV, Min loan £5k, Max loan £640k will decrease to 5.64%
5.51% Green Home 2 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 5.30%
5.52% Green Home 2 Yr Fixed £0 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.32%
4.89% Green Home 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.82%
5.20% Green Home 5 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 4.88%
5.45% Green Home 5 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 5.17%
5.53% Green Home 5 Yr Fixed £0 product fee, 90% LTV, Min loan £5k, Max loan £640k will decrease to 5.18%

Remortgage only

5.02% Premier 2 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.96%
5.05% 2 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 4.99%
5.32% Premier 2 Yr Fixed £999 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 5.24%
5.35% 2 Yr Fixed £999 product fee, 80% LTV, Min loan £5k, Max loan £2m will decrease to 5.27%
5.32% The Great Escape™ 2 Yr Fixed £0 product fee, 60% LTV, Min loan £50k, Max loan £2m will decrease to 5.21%
5.74% The Great Escape™ 2 Yr Fixed £0 product fee, 80% LTV, Min loan £50k, Max loan £2m will decrease to 5.68%
5.23% 3 Yr Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 5.16%
5.07% Premier 5 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 5.00%
5.10% 5 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will decrease to 5.03%
5.42% 5 Yr Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £2m will decrease to 5.14%
5.74% 5 Yr Fixed £999 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 5.34%
5.56% The Great Escape™ 5 Yr Fixed £0 product fee, 75% LTV, Min loan £50k, Max loan £2m will decrease to 5.32%

Existing Product Decreases
Residential
Purchase & Remortgage

4.74% 2 Yr Tracker £999 product fee, 85% LTV, Min loan £5k, Max loan £2m will decrease to 4.60%

Existing Product Increases
Residential
Purchase only

4.24% Premier 2 Yr Tracker £999 product fee, 60% LTV, Min loan £5k, Max loan £2m will increase to 4.37%

New Products
Residential
Remortgage only

5.20% 2 Yr Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £2m
5.39% 2 Yr Fixed £999 product fee, 90% LTV, Min loan £5k, Max loan £640k

Existing Customer Reward Range
Existing Product Decreases
Residential

5.02% EMC Reward 2 Year Fixed £999 product fee, 60% LTV, Min loan £1k, Max loan £2m will decrease to 4.96%
5.32% EMC Reward 2 Year Fixed £0 product fee, 60% LTV, Min loan £1k, Max loan £2m will decrease to 5.21%
5.30% EMC Reward 2 Year Fixed £999 product fee, 75% LTV, Min loan £1k, Max loan £2m will decrease to 5.20%
5.32% EMC Reward 2 Year Fixed £999 product fee, 85% LTV, Min loan £1k, Max loan £2m will decrease to 5.20%
5.70% EMC Reward 2 Year Fixed £0 product fee, 85% LTV, Min loan £1k, Max loan £2m will decrease to 5.68%
5.59% EMC Reward 2 Year Fixed £999 product fee, 90% LTV, Min loan £1k, Max loan £2m will decrease to 5.39%
5.07% EMC Reward 5 Year Fixed £999 product fee, 60% LTV, Min loan £1k, Max loan £2m will decrease to 5.00%
5.42% EMC Reward 5 Year Fixed £999 product fee, 75% LTV, Min loan £1k, Max loan £2m will decrease to 5.14%
5.56% EMC Reward 5 Year Fixed £0 product fee, 75% LTV, Min loan £1k, Max loan £2m will decrease to 5.32%
5.70% EMC Reward 5 Year Fixed £999 product fee, 85% LTV, Min loan £1k, Max loan £2m will decrease to 5.34%
4.73% EMC Reward 2 Year Tracker £999 product fee, 90% LTV, Min loan £1k, Max loan £2m will decrease to 4.60%