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Molo cuts Standard buy-to-let fixed rates by 10bps

11 November 2026

Specialist lender reduces two- and five-year fixed rates across its Standard buy-to-let range

News highlights

Molo reduces all two- and five-year fixed rates within its Standard buy-to-let range for UK residents by 10 basis points.
Two-year fixed rates now start from 3.60%, with five-year fixed rates from 5.30%, both at up to 75% LTV.

Wednesday, 11th November 2026: Molo, the specialist mortgage lender serving UK and overseas landlords, has reduced all two- and five-year fixed rates across its Standard buy-to-let product range for UK resident borrowers by 10 basis points.

The Standard range is available to individual and limited company borrowers, including first-time and portfolio landlords, for property purchases and remortgages.

Effective from 9am today, two-year fixed rates within Molo’s Standard buy-to-let range now start from 3.60%, reduced from 3.70%, with five-year fixed rates starting from 5.30%, down from 5.40%. Both starting rates are available at up to 75% LTV.

Products are available at up to 80% LTV, where two-year fixed rates start from 3.65% and five-year fixed rates start from 5.35%.

Fixed pricing across Molo’s Specialist buy-to-let range remains unchanged, with two-year fixed rates starting from 3.74% at up to 75% LTV. Fixed rates across its Semi-Commercial proposition also remain unchanged, with two-year pricing from 5.99% at up to 65% LTV.

Molo’s full range of product guides for UK-resident, Non-UK resident and expat will be updated and available for viewing from 11th November 2026.

Molo’s Distribution Director, Martin Sims, commented:

“Landlords continue to face a challenging environment where borrowing costs remain a key consideration. We are therefore pleased to be reducing two- and five-year fixed rates across our Standard buy-to-let range to pass savings on to borrowers.

“These latest reductions strengthen our proposition for brokers supporting landlord clients, whether they are purchasing a new investment property or remortgaging an existing one. As a specialist lender, we are committed to reacting positively and promptly whenever market conditions allow.”

For further information about Molo Finance please visit www.molofinance.com