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Market Harborough Building Society cuts five-year rates and launches two and three-year fixes

12 November 2026

Market Harborough Building Society has strengthened its specialist mortgage range with reductions across its five-year fixed rates and the return of two and three-year fixed products from 9am on Thursday 12 November.

In line with the lender’s Best for Brokers Promise, a commitment upheld since 2024, broker partners received more than 24 hours’ notice of the changes and the mutual believes the enhanced rates for the five-year fixed products will help brokers deliver even greater value to their clients.

Market Harborough’s Head of Mortgage Distribution, Iain Smith commented "These changes demonstrate our ongoing commitment to supporting brokers and their clients with competitive, relevant lending solutions. By reducing rates across our five-year fixed range and adding two and three-year fixed products, we're enhancing choice for borrowers while responding to the evolving needs of the market. We remain committed to delivering products that offer both value and flexibility, backed by the award-winning service and support our broker partners can rely on."

It’s variable rate products remain available as normal, alongside its Discount now, fix later option, giving brokers greater flexibility when considering the right solution for their clients. The Society also offers bridging finance, including a Core Bridge range backed by a service guarantee.

The Society’s rates now start from:

  • 6.12% fixed and 5.09% discounted for residential cases.
  • 6.49% fixed and 5.46% discounted for let cases, including top-slicing and lending into retirement as standard.

More information about the specialist lender can be found by calling 01858 412345 or visiting www.mhbs.co.uk/intermediaries.