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AToMs Complex Prime offers EXCLUSIVE market leading 2 year fixed via Mortgage Intelligence Holdings

31 March 2010

AToM’s Complex Prime is offering a market leading exclusive 2 year fixed rate to Appointed Representative members of Mortgage Intelligence and Mortgage Next. This offers advisers an alternative route to placing business which may otherwise be declined due to lenders ‘credit scoring’ DIP systems. AToM’s Complex Prime is able to place low credit scoring prime customers, or those who have a complex financial scenario. Dale Jannels, Sales and Marketing Director at AToM says, “Complex Prime is becoming a huge part of the core functionality of AToM. We have six lenders on our Complex Prime panel and will be adding another two in the next few weeks. It really is an exciting proposition and therefore very beneficial for our intermediaries clients. Just because the high street says ‘no’ should not mean your client cannot get a mortgage! The latest lender has granted us a large tranche of exclusive funds on a 3.35% 2 year fixed product, up to 75% LTV, for both purchase and re-mortgages with no credit scoring. This really is a TRUE exclusive product. As with all AToM Complex Prime lenders, prospective customers must be able to prove affordability and must have an absolutely blemish free credit history. We are delighted to have lenders seeking to lend such competitive products through AToM and are looking forward to distributing this product to AR members of Mortgage Intelligence Holdings.” Product details include: Fixed rate of 3.35% to 08/2012 up to 75% LTV with mortgage loans from £100k to £750k, purchase or re-mortgage. The product carries a £1,399 arrangement fee and £100 funds booking fee. No credit scoring, no extended redemption penalties. Sally Laker, Managing Director, Mortgage Intelligence Holdings, comments, “This is a fantastic exclusive product and a real coup for us to be the only distribution channels selected to have access to this deal. AToM’s Complex Prime products have already proved extremely popular with our members and I have no doubt that this latest rate will be a welcome addition to an already competitive and flexible range.” Ends ________________________________________ Editors' notes: For further details or to arrange an interview please contact: AToM: Dale Jannels, Sales & Marketing Director, AToM, 01403 272625 dale.jannels@atomltd.co.uk Mortgage Intelligence: Mark Llewellyn-Slade, Llewellyn-Slade PR, 01444 242792 or 07770 380 647 ________________________________________ About AToM (All Types of Mortgages) AToM was formed in 1991 by Vic & Sheila Jannels. AToM is regulated by the Financial Services Authority. AToM has been appointed to the following packager panels: Sesame, Personal Touch, Burns-Anderson, Lime, Lighthouse, Whitchurch, Blue Fin & Mortgage Intelligence/Mortgage Next. AToM packages for the following lenders: Blemain/Cheshire, BM Solutions, igroup, Platform, The Mortgage Works and 6 Complex Prime lenders. Introducer relationships exist with other lenders on a volume basis. AToM also offers an Refer Direct Introducer facility and it is designed specifically for those who, by necessity, have to provide a mortgage offering but who do not want to actually manage the process themselves. AToM has recently expanded its offerings to include Complex Prime, Secured Loans, Commercials, Debt Solutions, Properties Abroad, Bridging, HIPS, Conveyancing, Website design/maintenance and more. For further information call AToM direct on 0845 40 40 240 or visit www.atomltd.co.uk About Mortgage Intelligence Holdings: Mortgage Intelligence Holdings is backed by European Financial Solutions who are a subsidiary of the JZ International Ltd, the European affiliate of The Jordan Group, based in New York with $6billion funds under management. Mortgage Intelligence joined forces with Mortgage Next in May 2009 to create a collective distribution channel of approximately 500 appointed representatives and 12,000 directly authorised mortgage brokers. Both brands operate separately under the umbrella of Mortgage Intelligence Holdings from a centralized Bournemouth Head Office. Sally Laker is Managing Director of Mortgage Intelligence Holdings. For further information on both brands please visit www.mn-mi.co.uk.

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