CAL comments on today's property transactions data

09 January 2026

Mark Tosetti, CEO of CAL (part of Movera), commented:

“Mainstream buyers emerged from November’s Budget announcement relatively unscathed, so we should see transaction figures continue to pick up over the next few months. Many lenders lowered their rates ahead of the December base rate cut – convinced it was coming – and borrowers didn’t waste any time taking advantage of these, so it’s only a matter of time before this wave of transactions reach completion.

“Looking forward, it was disappointing that the Chancellor didn’t include any assistance for first time buyers in the Budget; but for the rest of the market, now is the time to get a new deal locked in.

“Further base rate cuts may come, but with pandemic mortgage deals expected to mature thick and fast this year, getting eligible clients locked into a new fixed-rate deal as soon as possible is always going to be the best approach for brokers.”