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We’re making reductions to our Residential Variable Rates
14 January 2026
We wanted to let you know that we’re reducing the following Clydesdale Bank Residential Variable rates on Thursday 15 January.
Residential Variable Rates
- Standard Variable Rate will be reduced by 0.25% to 6.74%.
- Offset Variable Rate will be reduced by 0.25% to 6.89%.
- 2 year discounted SVR rates will be reduced by 0.25%.
Large Loan Refresh
- Towards the end of last year, we also increased our maximum LTV for part C&I, part IO to 85% LTV, for loans up to £1.5m.
- Up to 75% LTV can now be taken on an interest-only basis.
- Any extra borrowing up to 85% LTV is taken on C&I.
- That’s the same for all the repayment vehicles we accept.
- We also removed the 70% LTV restriction we had for downsizing on loans above £1.5m, so downsizing can now be used up to 75% LTV on an interest-only basis. Any borrowing above 75% LTV must be taken on C&I.
You can find our current rates on our website. If you’ve got any questions, you can get in touch with your Business Development Manager.
