YBS COMMERCIAL REMOVES PRODUCT TIERS TO ALLOW ALL LANDLORDS ACCESS TO BEST RATES

19 January 2026

YBS Commercial Mortgages has made some further positive changes to its product range this week, effective now.

Building on the introduction last week of a new range of two-year fixes for its buy-to-let range, the commercial lender has taken the decision to remove product tiering on its buy-to-let, commercial investment and business owner-occupier ranges.

This move is designed to simplify the product offering and allow landlords and investors to benefit from the same competitive rates, regardless of their borrowing needs.

This means that portfolio landlords wishing to borrow between £500k and £20m can now benefit from a five-year fixed rate, competitively priced at 4.10% up to 65% LTV, with a 5% fee (previously reserved for loan amounts of £750k and above).

Angela Norman, managing director at YBS Commercial Mortgages, said:

“We’re really pleased to remove tiering across our product ranges, ensuring that we can offer landlords access to the same competitive rates, no matter what their borrowing goals are.

“This also allows us to retain our position in the market, demonstrating our continued commitment to supporting investors, portfolio landlords and the commercial sector as a whole.”